Edgar Allen Poe Essays (560 words) - Free Essays, Term Papers

Edgar Allen Poe Essays (560 words) - Free Essays, Term Papers Edgar Allen Poe this is done through his utilization of setting and story style. In a considerable lot of Poe's works, setting is utilized to paint a dull and desolate picture in our brains. I believe this was done deliberatly by Poe with the goal that the peruser can make an association among haziness and passing. For instance, in the Pit and the Pendulum, the setting is initially totally dark. As the story unfurls, we perceive how the setting starts to assume a significant job in how the storyteller finds the numerous ways he may kick the bucket. In spite of the fact that he should depend on his faculties alone to feel his environmental factors, he realizes that some place in this dull, desolate room, that passing anticipates him. Setting is additionally a significant trademark is Poe's The Fall of the House of Usher. The pictures he gives us, for example, how both the Usher family and the Usher chateau are disintegrating from inside holding on to crumple, help us to interface the foundation with the story. The Usher manor seems empty and infertile. The equivalent is valid for the storyteller. As we picture in our brains the extraordinary rot and decomposistion, we can feelas however the life around it is likewise disintegrating. Portrayal is additionally a component in Poe's short story style that seems to interface the entirety of the narratives together. He has a sort of innovativeness which lets the peruser see into the brain of the storyteller or the primary character of the story. A large number of the characters in Poe's accounts appear to be crazy. The storyteller frequently appears to have some kind of mental issues. For exapmle, In Poe's The Cask of Amontillado, the story opens with a first individual storyteller (Montresor) talking about the arranging of Fortunato's passing. By the displeasure and regret that Montresor has for Fortunato, one may feel this was an ongoing occurrence. It isn't until the finish of the story that we understand, that the whole occasion happened fif ty years back). Poe's accounts frequently have storytellers that vibe outrageous loathe or extraordinary love for another character in the story. Another case of Poe's account style is found in his story entitled, The Black Cat, where the storyteller appears to have a fixation on pets. He has one extraordinary pet which is a dark feline. In spite of the fact that their unique relationship with one another is one of regard and love, the circumstance before long changes. The storyteller turns out to be fairly had with the loathe for the vehicle. He betrays his significant other and cuts his feline in the eye. Before the finish of the story, he murdered his better half trying to slaughter the feline. A short time later, the storyteller doesn't feel regret for the improper demise of his significant other. Rather, he is simply upbeat that the feline dissapeared. This is simply one more occasion in which the peruser considers what is the main impetus starts the storyteller's madness Despite the fact that there are a lot more components to Edgar Allan Poe's short stories than simply his innovative utilization of portrayal and setting, these are characteristivs which has pulled in the most consideration. Poe has a method of writing where he doesn't need to uncover excessively, or paint a pretty picture for the peruser so as to stand out for him ). There is likewise a noticeable differentiation among good and bad in Poe's tories. Gooey characters tend to Book index no

Critical Issue in Education Essay Example for Free

Basic Issue in Education Essay Training is the key determinant of advancement in any nation in the contemporary world. Human capital advancement assumes a significant job in the general improvement of any nation. Schools have a typical crucial giving understudies formatively fitting instruction which underscore high scholastic execution notwithstanding the understudy getting socially dependable. Over the long haul, instruction is planned to win the understudies abilities and information that urge them to be gainful, mindful residents in the dynamic worldwide society. The administration and educators have a typical vision in supporting instruction projects and understudies. The vision of instructors is to deliver residents who will take an interest gainfully and capably in a quickly changing society through utilizing critical thinking strategies to deal with ordinary difficulties, conveying adequately, regard of self, others and condition in which they are working in. School pioneers experience a huge number of basic issues while completing their everyday obligations and this represent a test in the acknowledgment of the vision and mission set by the school. The difficulties experienced in most American schools incorporate school viciousness, low execution because of presentation of bilingual arrangement of training among different difficulties. This paper will talk about difficulties that are confronting school pioneers today because of school brutality. This paper will recognize a few reasons for school viciousness and the fitting estimates taken to control the issue. What is the issue and for what reason is it basic for schools/school pioneers? School brutality has influenced the scholarly exhibition in schools and hence the issue must be routed to acknowledge improved execution. Populace is developing quickly as demonstrated by the high number of understudies in state funded schools when contrasted with instructors. Administration in schools is been accused for the proceeded with increment of the school viciousness issue. Be that as it may, discipline the board in schools particularly government funded schools has gotten troublesome because of the high proportion of understudies to instructors. It becomes to do singular understudy development. Most teachers have additionally fallen survivors of school brutality and in this way some have been quieted because of ill-advised hierarchical structure to oversee understudy conduct. Understudies have been noted to revolt while instructors are in class and this raised alert over understudy conduct the executives. School pioneers experience an issue in controlling school savagery because of deficient help from guardians particularly the individuals who contend that their children must convey weapons to class for self protection because of expanded instability in schools. Writing Review Many looks into on school brutality demonstrate changed outcomes with respect to the reasons for the social brokenness. Measurable clinicians who study criminal conduct contend that school executioners are altogether different from other vicious youth, for example, posse individuals or street pharmacists. The school executioners as a rule experience feeling of inadequacy by feeling feeble and in this manner become fixated on murdering or harming others. The school executioners subsequently direct their dangers to those that undermine them or insult them. Social loafing has been contended to expand occurrences of brutality in schools. Some peaceful better than average understudies become rough when in a gathering during a school mob or anarchy frequency. Understudies take part in anarchy when facing individuals who assault those utilizing firearms as a protection instrument. School viol4ence keeps on making an on going test to the countries instructive condition. To address the issue of school savagery in the United States, it requests coordinated effort among teachers, understudies, guardians and social help associations in breaking down the issues that are confronting the understudy network, their causes and impact of the school brutality. The partners should then together discover enduring arrangements. Research demonstrates that youngsters search for caring grown-ups up to youthfulness who can impart to them about the basic issues confronting them. Freud, a psychoanalyst scholar contends that early educational encounters where kids are presented to brutality at home and network around them may have a developing impact which pushes them to savagery. Criminologists, physiatrists, advocates have accused the media for giving a consistent eating regimen of motion pictures where savagery is celebrated and on the advancement of single parent homes. Children who watch fierce motion pictures for the most part see savagery as fun and daring. Moynihan in his article Deviancy Go Down contends that kids from single guardians are bound to take part in theft with viciousness, assault and other social issue in light of the fact that by and large the single parent is monetarily precarious and accordingly the children search for elective approaches to accomplish the socially endorsed objectives. Absence of regards and responsibility at homes has added to absence of regard for the law. Study demonstrates that its regular for police in the U. S. to experience kids between ages 7 and 8 who affront law (Dewey, 2006). Research demonstrates that disparities in the training framework has contributed top the issue of expanded school viciousness. Segregation of certain societies, races has additionally prompted more significant levels school savagery among the African-Americans who see that the instruction framework disgraces them. The financial dissimilarity among Whites and blacks make competition among Whites and blacks. The dark children see that their White partners are being supported in view of their shading and societal position. Research demonstrates that most instances of school savagery abandon report and its on the widespread ascent. Physical savagery at homes, examination of viciousness motion pictures and tormenting are recognizes as significant supporters of brutality in American schools. What does the exploration state about this issue? School viciousness has become a social issue in the United States as well as in Australia and England. National Center for Education Statistics (NCES) directed an overview in American schools in 2003 and revealed that 5% of understudies between ages 12 and 18 have been associated with nonfatal wrongdoings, 4% in burglary violations while 1% of the understudy populace had been accounted for as survivors of rough violations. The pace of school viciousness is accounted for to be higher openly than in non-public schools as demonstrated by the proportion of 7: 5 percent (National Center for Education Statistics, 2003). A national study showed that country understudies had a high likelihood to be harassed in school than their urban and rural partners. This is chiefly in light of the fact that the country understudies are commonly viewed as honest and profoundly respect social solidarity and concordance, because of contrast in socialization from urban and rural partners. Socialization is the procedure by which convictions, standards and culture are passed from age to age. There are two sorts of socialization which incorporate essential and auxiliary socialization. Essential socialization for the most part happens at youthful age, that is, as long as 6 years. The youngsters learn through impersonation of relatives, family members and neighbors who are near the child. It establishes a framework for the auxiliary socialization. Optional socialization specialists are for the most part instructors, companions and media. A national study attempted in 1999 among secondary school understudies showed that 7% of understudies conveyed a weapon to class in the most recent month, 14% said they had been engaged with a physical battle in the school premises in the previous year while 5% of the understudies had misses school at any rate once in the previous month since they felt hazardous in school. 1999-2001 national overview embraced by National Center for Education Statistics demonstrated that 20% of every government funded school experienced at least one genuine violations, for example, assault, rape, theft and disturbed attacks (Henry, 2000; National Center for Education Statistics, 2003; Dewey, 2006). State funded schools specifically detailed 71% occurrences of brutality and 46% of burglary. Brutality in schools is on the ascent around the world. Be that as it may, its scarcely revealed until a child picks a weapon and butchers another. An across the nation study attempted by the National Center for Injury Prevention and Control on brutal passings in U. S schools showed that 77% of the school passings were finished utilizing weapons while 17% were finished utilizing blades. An examination directed between July1, 1992 and June 30, 1999 demonstrated that out of 323 school-related rough passing occasions were essentially conveyed by guns acquired from the culprits homes or from companions and family members (Center for Disease Control and Prevention, 2003; Dewey, 2006). National Center for Education Statistics national examination in 2003 demonstrates that male understudies are bound to fall casualties of school brutality than their female partners (National Center for Education Statistics, 2003). 17% of secondary school young ladies have been accounted for to be mishandled truly while 12% of secondary school young ladies are explicitly manhandled (The National Center on Addiction and Substance Abuse at Columbia University, 2003). Overview completed by Justice Department in U. S in 1992 showed a momentous decline in fierce wrongdoing victimitization at school somewhere in the range of 1992 and 2001 from 4. 89% in 1992 to 2. 8% in 2001. An examination on school wrongdoing and security in 2003 demonstrated that from 1997-2001, educators were casualties of roughly 1. 3 million nonfatal violations at schools including 817,000 robberies and 473,000 vicious wrongdoings, for example, assault or rape and irritated or straightforward assault(Department of Education and United States Department of Justice, 2003; Dewey, 2006). School brutality has become a significant worry among numerous people around the world. School viciousness influences understudies as well as educators as well. School brutality has added to 57% passings that happen in schools (Dewey, 2006). Presentation to savagery to kids at young age has been contended to contribute enormously to the child been rough at school. School brutality has become a determinant facto

The System Of Credit Worthiness Finance Essay - Free Essay Example

In addition, the creditworthiness may be affected by a variety of other factors, such as residence, place of work, property ownership, number of persons in the household, etc. The analysis of the creditworthiness involves preliminary study of the factors and prerequisites which can affect adversely the duly repayment of the creditor. Thus, it is of high importance that bank specialists demonstrate competence and conscientiousness. Bank shave at their disposal various ways for choosing suitable borrowers to be financed and for exercising control over the special purpose of the credit resources and their expedient and efficient spending. The in-depth study of the financial situation of the loan applicant does not harm the good relations between him and the bank. Establishing firm grounds for the credit relations is seen as an inherent characteristic element of the credit activity. The study of the financial situation, which is carried out by qualified and experienced bank experts, may disclose a number of shortcomings which until that moment have been unknown to the administrative and managerial staff and in this way the study can turn out to be extremely useful for the loan applicant too. The last twenty years has seen a revolution in consumer credit, with more and more people borrowing on an increasing scale. The explosion in demand for consumer credit could probably not have been met successfully withou t the development of better and more efficient techniques for handling a key decision. This decision -whether or not to lend money to a prospective borrower underpins all credit operations. The well-being of a credit institution, and ultimately its survival, depends on the ability to make this fundamental lending decision correctly. Reasons Why People Apply For A Loan One of the main reason for borrowing is to purchase a home or for home renovation. Shelter is one of the basic human needs. But acquiring a home might take you longer years to save for the amount of money it requires. The easiest way to have it is to apply for a loan. Furthermore, people also request loan to buy car. Vehicle nowadays becomes necessary. The last but not the least of the reasons for applying loan is to pay for educational balances to give your children a brighter future. Education is also expensive which demand bigger amount of money for tuition fees, books, allowances, and a lot more. (Burton, n. d.) Problem statement In the sixties and seventies, Mauritius was dependent on sugar production; but since then the island has developed itself into a diversified economy with important pillars in financial services, business process outsourcing, tourism and information technology. Like many other developing countries, Mauritius is now facing acute challenges arising out of the changing global environment arising from the process of liberalization, globalization, and technological advances. With a population of around 1.3 million, the figures below clearly indicate that the whole population lives on debts. That is, they are spending more than they earned. Jun-11 Sept-11 Dec-11 Credit cards 210,572 213,247 217,135 Outstanding Advances on credit cards(Rs M) 1673.4 1756.8 1863.3 Table (Statistics Office, Year 2011 source [https://www.gov.mu/portal/goc/cso/mif11/mif2011.pdf]) Table 1 show that there in a constant increase in amount due in cre dit cards from June 2011 to December 2011. Aim Research objectives The study will be carried out by selecting two main banks in Mauritius namely, Mauritius Commercial Bank and State Bank of Mauritius Ltd to analyze whether they are conducting proper credit assessment before granting any credit facilities to its customers The research objectives of this study are: To determine the effectiveness of a proper credit analyst; To identify the psychological factors which compel a person to request a loan; To assess the impact of loan repayment on borrowers income; To recommend a credit counseling session to client upon a request for credit facilities The following research questions are as follows: Why people request for (more) credit facilities (than they can afford)? What are the steps taken by a bank before granting credit facilities? What are the advices given by the bank officer to the client upon a request for credit facilities? What measures ca n be taken for improving the actual system of credit assessment Benefits of the study This study will be beneficial primarily to Bank of Mauritius in assessing whether commercial banks are acting in favor of the borrower when granting credit facilities to borrowers. Additionally, it will help in identifying some gaps in the system and it will determine whether the Borrower Protection Act which was introduced in 2007 is really protecting the borrowers or the act need to be reviewed Literature Review Mid loan relationships between bank-lenders and borrowers An investigation done by Gottesman and Roberts(2005) on the nature of mid-loan relationships between bank-lenders and borrowers, to test whether firms borrow from banks to signal quality. Using the LPC Deal Scan, CRSP, and Wall Street Journal databases, they test whether borrower abnormal returns are related to bank during the duration of the loan. They also demonstrated that borrower abnormal returns are related to mid-loan bank events, defined as an event resulting in bank abnormal returns beyond a specified threshold. The results suggest that borrowers are affected by bank events mid-loan, even when the event is not directly related to bank default. (Aron A. Gottesman, Gordon S. Roberts, 2005) Lending procedures Ralston and Wright (2003, p.6) elaborate on sound lending procedures in retail financial institutions involve identifying high-risk applicants, modifying loan conditions such as security requirements, and monitoring repayments post-loan approval. For managers of credit unions, this procedure is complicated by the need to achieve balance between the institutions social objective of improving loan accessibility so members can attain lifestyle goals and the possibility of reducing the institutions viability through loan default. The results of this survey of Australian credit unions, in which 70% of respondents reported experiencing some bankruptcy-related default on personal loans, indicate managers do not impose more stringent lending conditions on high-risk borrowers. However, social and viability objectives could be better balanced through careful loan monitoring and timely arrears practices. (Ralston, 2003) Bank lending and the environment Bankers have come to realise that banking operations, especially corporate lending, affect and are affected by the natural environment and that consequently the banks might have an important role to play in helping to raise environmental s tandards. Although the environment presents significant risks to banks, in particular environmental credit risk, it also perhaps presents profitable opportunities. Stricter environmental regulations have forced companies to invest in environmentally friendly technologies and pollution control measures and in turn generated lending opportunities for bankers. This article examines the lending policies of a sample of UK banks with respect to the environment, focusing on issues of environmental risk management, market segmentation and the exploitation of marketing opportunities. The research found that while the banks are placing considerable emphasis on environmental risk management in their corporate lending operations, there is little evidence of them harnessing the opportunities presented by the greening of industry. Numerical Points Systems in Credit Screening A study of Barry (1977, p.36) has shown how the development of numerical points systems, or credit scoring systems, have become increasingly important in this country as aids in the credit screening process. Most of the initial research on these techniques has been undertaken in the US, but in the last decade the principles have been used in this country, particularly by financial institutions operating in the consumer credit field. In broad terms, numerical points systems attempt to discriminate potentially bad from potentially good credit risks and offer an alternative to a purely subjective assessment of a credit applicant. The systems are particularly relevant in the consumer credit field where most of the information needed can be obtained from a credit application form. Under the system, numerical weights are assigned to certain types of information given (e.g. occupation, income, marital status, etc.), the total of the scores then being used as a measure of payment potential : the higher the score, the more likely is the applicant to possess characteristics which indicate a prompt payment disposition. In this article, it is emphasised that the construction of a numerical points system fits into the overall credit screening process, and it is important to appreciate the principles of the latter before full use can be made of any system. The empirical research is summarised both in the US and in the UK with a view to assessing the effectiveness of the systems, and a survey amongst UK financial institutions is also summarised to evaluate the extent of the use of the techniques in the UK. Emphasis throughout has been placed on the consumer credit field but the principles can also be applied to trade credit. (Savery, 1997) Small businesses and risk contingent credit A more recent study (Turvey et al. 2012, p 491) has shown that firms facing significant income volatility can often suffer from downside risk such that return on assets is insufficient to m eet fixed financial obligations. The purpose is to provide a prescriptive credit solution for small businesses facing exogenous income risk. Formulas for risk-contingent operating and collateralized loans are developed and simulated in the context of a specific business sector. The Findings demonstrates that a structured credit product with an imbedded option can reduce or eliminate financial risks by providing payouts that decrease the amount of principal and/or interest that firms must repay under low income states. The overall objective is to provide a means to mitigate exogenous income risk faced by firms through the design and application of a risk-contingent credit product that is tied to primary markets and simple to implement. In this context, risk contingency credit refers to a suite of financial products with payoff schedules (loan principal) that are linked to specific commodities or indices. The authors are in fact unaware of any commercial financial products of the t ype considered in this paper and thus their approach is a prescriptive solution to the identified problem. (Turvey C. G., 2012) The impact of attitude variables on the credit debt behavior The present research attempts to address what kinds of attitude variables influence individuals debt behavior. Although credit card debt has been extensively documented recently, the main focus is on the pure amount of debt. Little research is concerned with the source of credit card debt. This research tries to investigate how different attitude variables affect revolving credit card use and petty installment use which are two main sources of credit card debt. It is generally accepted that attitude variables are one of the causes of credit card misuse. But there is no research to compare the differential effect of each factor in one model. The present research tries to use statistical method to find out the distinctive effect of each attitude factor. The study was conducted by using mail -in questionnaires, which were sent to credit card holders who were using or had used either revolving credit or petty installment plans. After reliability and validity tests, stepwise regression model has been used to test the differential effect of each attitude variable. According to regression functions, it was found that attitude variables had a wonderful explanatory power in accounting for revolving credit use and petty installment use. Specifically, it was found that revolving credit use and petty installment use were closely related to attitudes about credit card, money, and debt. Risk attitude efficiently predicted petty installment use; however, it did not correlate with revolving credit use. Meanwhile, it was found that all of the attitude factors account for 82.1 percent of variance for revolving credit use. In contrast, they account for 41.6 percent of variance for petty installment use. The findings shed light on the role of attitude variables in debt behavior. More over, the paper identifies the specific role of different attitude variables, which has great implications for practice. Existing research has significantly clarified credit card debt issues, but there are still some gaps to fill in. For one, although the previous literature tests both separate effects and joint effects, it ignores some important variables, such as attitude variables. Meanwhile, previous research focuses on single variables most of the time, such as credit card attitude and debt attitude, and little research has simultaneously considered a bunch of attitude factors simultaneously. In summary, further exploration of the attitude factors is necessary. Additionally, previous researchers have focused only on the final consequences of credit usage the outstanding balance or credit card debt rather than the behavior which triggers credit card debt. The present research aims to address these two questions. Fashion orientation, credit card use, and compulsive buying In 2005, a study by Park Burns, to examine fashion orientation, a fashion-related variable, as a direct antecedent of compulsive buying and as an indirect antecedent of compulsive buying through credit card use. Using a convenient sampling method, women aged over 20 years living in the Seoul metropolitan area were selected as the sample. Out of 380 distributed, 267 useful questionnaires were returned. Confirmatory factor analysis and path analysis were conducted using structural equation modeling. (Park, H. J. Burns, L. D. , 2005) The results of this study showed that fashion interest significantly influenced compulsive buying directly and also indirectly by influencing credit card use. This study has significance in terms of being the first one to explore the relationship between fashion orientation variables and compulsive buying, offering a new perspective on compulsive buying. Importance of credit counseling in the Mauritian Banking sector Credit counsel is very he lpful because it would assist you toward not only improved understand the financial situation; however you would also discover how to evade accumulating overpowering debt within the future. Credits counseling is particularly useful for peopled suffering as of huge debt burden and opposite a monetary and individual crisis. As you gather with credit counselors as of the reputable credits counseling corporation, you would learn the finest way to doggedness the crisis also regain manage of the life. Professional credit counselor has the knowledge and qualifications within debt management toward helping you improve the finances. They would educate you how headed for manage the household finances; assist you comprehend how you obtain into such overpowering debt, also how you be able to avoid declare insolvency. They will evaluate your personal monetary situation and counsel you at the best alternative and come about with habits to develop into debt-frees. They would help you graph your route to financial free will. Normally a credit assessment is undertaken to see whether the borrower has the repayment capacity for amount loan being requested That is, a proper analysis must be performed. For instance, a person A requests a loan of 1million rupees to be paid over 10 years. The bank will normally determine his monthly installments; then the banker will check his monthly income net of his existing liability (any loan taken before) and including the new request. If the amount remaining is enough for a normal household expense taking into consideration of his status (If he is married and have children) then the loan will be provided to him. (Anon., 2011) METHODOLOGY Overview The target population for this study will be the credit analysis department of the two main banks in Mauritius, namely Mauritius Commercial Bank and State Bank of Mauritius. It is to be noted that raw data will be collected through questionnaire filled by banking officers of credit analysis department and another questionnaire will target client who already have credit facilities. Moreover, data concerning the great disparities of customers will be analysed accordingly through various statistical method. Appropriate hypothesis will formulated to model the impact of the different physiological factors leading a person to apply for credit facilities. Survey Questionnaire will be distributed among a selected clients and banking officers through the help of friends. The questionnaire will be set to obtain from target audiences detail concerning the system of credit analyst and their impact on borrowers. Planning October November December Introduction Literature review Data collection and sorting Analysis Report writing Table Ethical considerations The research will be conducted in a professional way and abides to all ethics. That is, any information gathered during our research will not be disclosed to any individual. Limitations of study The main concern to this study is confidentiality of data. Banks will not give us access to personal data on their customers, in particular, when we are assessing on how they are evaluating credit worthiness. In other words, we will be able to determine loophole in their system and hence this may affect their reputation. Expected result A thorough analysis of how the system of credit analysis impacts on borrowers and the degree of importance it imposes upon the borrower; this will help us to reduce the overdebted population. Consequently, this will lead to a better social life.

Civil Union Is It Worth The Trouble - 1255 Words

Carlos Valencia Ms. Bryant DRE 098.2004 6 May 2015 Civil union is it worth the trouble? To understand civil unions, people must understand the history, benefits, laws and relevance of a civil union. Civil unions are relatively still a new concept in the United States that is slowly becoming an irrelevant notion. Commonly same sex partners are the ones who would use a civil union. Due to the changing laws to marriage the need for a civil union is becoming unnecessary. There are many benefits to civil unions but one that stand out is the dissolution of a civil union. The dissolution of a civil union can be easier than a divorce, or just as difficult as a divorce. The benefits for a civil union pales in the comparison to the benefits of marriage. Civil unions may vary from state to state the most important thing about a civil unions they are only recognized in the states in which the partners are registered in. Standard heterosexual nuptials are not only recognized federally they are also recognized internationally. Homosexual marriages are very similar to civil unions wh ich are only recognized in select states, are federally recognized, international recognition depends on the country especially if homosexuality is illegal such as Russia. Although the history of civil unions have a history that goes as back as far about 600 years as describe by Allan Tulchin’s Journal (Tulchin). As for the United States In 1982, the Village Voice newspaper provide its employees in a civilShow MoreRelatedMovie Review : Full Metal Jacket 1477 Words   |  6 Pageslives behind them and join the cause to protect their country. People enlist in the armed forces for a multitude of reasons but one reoccurring reason is a feeling of duty towards protecting ones country and in the case of the civil war this was a widely spread concept. 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William Davis argues that slavery was the â€Å"single motive force that drove the flood towards war.† Although many claim that â€Å"state rights† was the reasoning behind the motivation of the south fighting the civil war, the underlying truth is revealed through the reliance southernRead MoreThe Killer Angels By Michael Shaara Essay1595 Words   |  7 PagesThere was never a bloodier war on American soil than the Civil War. Those short four years took the lives of thousands of soldiers and destroyed many infrastructures of America. The war, however, was more than a battle between Lincoln and Davis, the North and the South, slavery and freeman. The Civil War was a war of ideals. The accounts told by the soldiers shown that, although the two sides did not agree on most topics, the North and the South did held certain ideals. In The Killer Angels by MichaelRead MoreThe Killer Angels By Michael Shaara1596 Words   |  7 PagesThere was never a bloodier war on American soil in history than the Civil War. Those short four year took the lives of thousands soldiers and destroyed many infrastructures of America. The war, however, was more than a battle between Lincoln and Davis, North and South, slavery and freeman. The Civil War was a war of ideals. The accounts told by the soldiers shown that, although the two sides did not agree on most topics, the North and the South did held certain ideals. In The Killer Angels by MichaelRead MoreThe Civil War : The And Soul Of The United States Of America1749 Words   |  7 Pagesstates’ opinions. Then, the Civil War happened. This war was one of the most pivotal points in American history. The government tried to make a decision on its own without the consent of the country as a whole. This led to the destruction of the rights of the people. The destruction of the rights of the peop le gave the majority of the power to the federal government, who have abused it, repeatedly, ever since. America has gone through very dark time as a result of the Civil War. These are the three

Stratification And Social Mobility On A Person s Chances...

The idea that stratification and social mobility can influence a person’s chances for a higher life expectancy is very possible. The concept of â€Å"stratification is defined as the structural ranking of an entire group of people that maintains unequal economic benefits and power within society.† This system allows individuals opportunities only based on the tier that they occupy. â€Å"There are four major systems of stratification which are slavery, caste, estate and class.† â€Å"The current stratification within the United States is an open, class system where the position of an individual is influenced by their achieved status and social ranking is primarily based on economic position.† Certain â€Å"characteristics within the system can influence social mobility, which is the idea that a person can move from one position in society’s stratification system to another.† A person’s position in this â€Å"class system shapes their access to material, social and cultural resources and is heavily dependent upon their family’s background, race and ethnicity.† â€Å"The United States divides it class system into five social class; the upper, upper-middle, middle, working and under class.† The different tiers reflect income, education, political power and authority decreases as you go from top to bottom. The greater a person’s income is it decreases there likelihood of disease and an early death. A person with a lower social class have greater difficulties trying to maintain a healthy lifestyle likeShow MoreRelatedSocial Stratification During The Upper Class867 Words   |  4 Pagesreferred to as social stratification (Kendall, p.221). The factors that play a role in selecting who is in which class depends on wealth, income, education, and occupation. These factors affect how much power and prestige a person has. Social stratification in American is broken into about four social classes ; upper class, middle class, working class, and working poor. The upper class makes up only 1 to 3% of the U.S. population, but holds more than 25% of the nation’s wealth (Mobility, measured,Read MoreInequalities, Both Domestic and Global, Illuminate the Inevitability and Functionality of Stratification. 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Financial Statements Sustainability Report -Myassignmenthelp.Com

Question: Discuss About The Financial Statements Sustainability Reports? Answer: Introduction For the purpose of the report, Ancell Limited is selected that is a pioneer in giving health, as well as safety solution along with different products. The main operation of the company is in designing, manufacturing, as well as the development of a huge range of products that lead to the safeguard of the body (Ansell Limited, 2016). The company has provided adequate disclosures in its annual report that requires immense research in order to avoid any negative showcase on the company. Furthermore, the auditors has not provide the Key Audit Matter in the Audit report that is now needed to disclosed in tune to ASA 701 that is Communicating Key Audit Matter in the Independent Auditors Report, as well as ASA 315 that is Identification, as well as Assessment of the Risk of Material Misstatement through knowledge of the Entity and its environment. ASA 701 its relationship with audit report ASA 701 Auditing Standard ASA 701 came into existence chiefly for the need of financial reporting that ends on 15 December 2016. The introduction of this auditing standard was to assess the audit matter is important and when assessed, the communication should happen with an opinion that is not biased on the key matters and linked to the firms management that needs to be audited. The main aim of this communication resides in the fact that it leads to transparency in the financial statements that are audited and help the user of the financial statement to have a thorough look into the matter that can have an impact on the user's result. This can be properly explained with the help of Lehman Brother example where the use of ASA 701 can prevent the material fact concealment. The material facts are critical as it has a strong impact on the users and other related parties. Key Audit matters can be described as those matters that require a proper attention of the auditor when the financial statements need to be audited (Eccles Krzus, 2014). To consider such matter, it is the need of the hour that the auditor should spot the matter that is vulnerable to material misstatement, high level of uncertainty, etc. The auditor of listed companies is now required to disclose such matter in the audit report that according to their opinion is of major importance in the audit of the financial report of the present year. All these matters, as well as event, needs to be mentioned that were disclosed to the auditor till the audit gets completed and even those that were not needed to be disclosed (Eccles Krzus, 2014). Disclosures are important criteria and in the event of such not disclosed then it can hamper the proper management of the company that might create a rift in the process of decision making. ASA 315 its relationship with audit report ASA 315 Identification and Assessment of the Risks of Material Misstatement through knowledge of the Entity and Environment The auditing standard highlights that the audit should be of high competency so that any risks can be traced at the very beginning. This will lead to avoidance of the material misstatement in the financial statement. The presence of material statement hampers the normal progress of the company. It needs to be noted that the happening of such might occur as a result of fraud, error or mistakes that are not intentional in nature (Matthew, 2015). The auditor needs to report such happening after a proper understanding and evaluation of the entity, as well as environment. Moreover, the internal control needs to be ascertained and reported by the auditors as they put huge emphasis on the companys working. Important points that were of major importance while conducting the audit and that could have been disclosed by the auditors in the auditor report as Key Audit Matters: In comparison to the year 2015, the aggregate sales have declined by 4.4% that has caused the EBIT to report a negative trend amounting to 3.5%. Further, the companys EPS have also decreased that is a significant concern. Such lower trend of sales is because of translations in currency as the company pursues major international exposure. Besides, overall profits have declined because of enhancement in administrative, general, and selling expenses in comparison to enhancement in sales figures. Moreover, there were inappropriate results in the companys medical segment wherein it encountered manufacturing issues in Malaysia and Melaka facilities with sales depreciated by 8%. In contrast to this, the sexual wellness segment witnessed growth by 3%. Nevertheless, only the operating cash flows of the company witnessed significant growth by 24% (Ansell Limited, 2016). The auditors have failed to disclose various relevant matters that might have arisen after the termination of the financial period, which can impact the affairs and activities of the entire Group, its outcomes, and overall condition. It is the duty of the auditor to present or reflect a true and fair view of the companys activities and affairs. For instance, issue of dividend to the shareholders of the company (Holland Lane, 2012). Nonetheless, the company had come up with many plans and strategies like the assurance of international class standards of safety that can be continuously monitored and the same can be easily implemented at every fresh procured site. In addition to this, such preparedness included installation of fire prevention plans at the acquired sites of Ansell and adoption of a complete audit of health, safety, and the environment by the third parties (Ansell Limited, 2016). In order to ensure complete safety, Ansell can make insurance of its strategic partnerships, intangible assets, plant and machinery, and significant agreements as well. Further, it is the duty of Ansell to acquire intellectual property rights of all its findings and papers so that they cannot be compromised. However, the auditors failed to identify any such material risk in the audit report. As the auditor was incapable of identifying any deficiency, an inappropriate financial statement will be reflected that can play a key role in affecting the decision-making ability of the entire organization (Ruhnke Schmidt, 2014). Ansell takes major steps in assuring health and safety of its workers that includes monitoring of their safety graphs that is conducted by the Risk Committee. The company attained a score of 61% in cultural survey and engagement of 16000 employees that is at par with the international ranking (Ansell Limited, 2016). The auditors have also proved themselves incapable of reporting deficiencies or fatalities in the Thailand manufacturing facility that incurred in May 2016. The company also took steps to assist the families of the dead and it also endeavored to find the main cause of the occurrence of the incident. Due to the high volatility of international markets, the Group is expected to encounter massive variations in foreign exchange rates together with their impact on earnings in US dollars. Moreover, almost half of the expenses of the Group are in currencies instead of US Dollars. The company entirely relies on the quality of the product and it must ensure their investment in quality checks by implementing the best team so that they can continuously monitor and supervise the same. Furthermore, the Group majorly depends upon their setup of Information Technology and any type of failure, ineffectiveness, and disruption of such setup is a major disappointment to the goodwill and overall affairs. The auditor has again proved himself incapable of recognizing the same as a material audit risk in the financial statements of the company. Ansell is an international company that is pursuing enormous diversifications and investments that also includes huge target sales and production figures. This can result in the incapability of the company to react efficiently to all the grave scenarios keeping in thought all the political and cultural affairs taking place in various countries in a timely fashion (Messier, 2013). Since the company is a manufacturing one, it has to encounter enormous arrangement of plant and machinery that are running both on the manual and automatic basis. Further, the company must attempt to maintain an environment equipped with safety strategies because human lives are constantly at risk owing to several unknown reasons (Messier, 2013). This can assist in identifying any casualty so that any loss of life or asset can be immediately prevented. Such risk has also not been recognized in the audit report by the auditors. The Group has employed new directors and experienced highly-qualified personnel who pursues perspective for new investments and procurement that is a good indicator of it (Ansell Limited, 2016). Even though the sources of finance for such investments are not adequately explained by the company, yet such enormous investments must be appropriately backed up by capitalization of markets and aggregate borrowings. Overall, if such matters are not made clear at the time of facilitating such investments, it might become troublesome for the company. Nonetheless, all these concerns and matters must be adequately and effectively addressed by the auditor of the company as relevant or key matters of the audit. These must form part of the companys audit report in order to enable better decision-making (Tepalagul Lin, 2015). The Group has a thorough remuneration policy like LTI, STI, and FAR for its employees that comprise of various incentive and remuneration plans. Such levels are framed to retain, maintain, and attract the best range of employees and to offer them share in the growth of company in the way of stock options and shares. This also comprises of both equity and cash awards (Ansell Limited, 2016). Further, in terms of CSR and HRM, the company also makes way to maintain best standards that can offer the society assistance in terms of pollution control, mitigation of natural disasters, and employment facilities. This involves a huge amount of expenses but the auditor has failed to mention the advantages and disadvantages of such strategy in their audit report. Further, the risk of foreign currency translation has also not been provided in the auditors report, which is believed to be a relevant factor in ascertainment of companys final profits (Moroney Trotman, 2016). It must be noted that the aforesaid factors are of relevant importance to the stakeholders of the company and the same must have been accommodated in the auditors report in the form of key audit matters. Therefore, to address such scenarios of non-disclosure, ASA 701 has been introduced for the audited financial reports that requires disclosure of key audit matters and steps facilitated by auditors to record such issues together with their impact on financial and non-financial segment of the company (Christensen, 2011). Further, the aggregate costing associated with the aforesaid situations and the projections or plans of the company must also be taken into account by the auditor. The reason behind such undertaking can be attributed to the fact that there may be no overstatement or understatement of costs in the financial statements. This risk may result in a material misstatement in the financial statement level, and the auditor must disclose and assess such risks so that misstateme nts can be immediately mitigated (Ghandar Tsahuridu, 2014). Such disclosure must be based on the significant accounting standard ASA 315. Recommendation The audit report must be an exact copy of the non-financial and financial health of the company so that the stakeholders can evaluate the companys exact position. Further, the companys transparency is a significant consideration when it comes to the procedure of financial reporting. Thus, it is crucial for the company that the statutory and internal auditor must possess a sharp mind presence so that every affair corresponds perfectly with the required standards. Overall, a proper guidance of a moral system must be in place so that corporate governance and ethics are properly addressed. Conclusion From the study, it is clear that organization must adhere to the regulations of accounting that need to be implemented. The standards help in the assessment of the influence of every financial matter that is required to be implemented when the financial statements are prepared and can lead to an immense problem for an economy of a country if not managed with a proper clarity. Therefore, it is required that the companies do such reporting that helps the stakeholders to assess the position of the organization. Further, the financial statements should highlight the correct position of the company and hence, it is highly needed that accounting, as well as auditing standards, needs to be followed precisely. The auditor plays a pivotal role in providing a true and fair view of the books of the accounts. In short, the auditor must comply with the auditing standards so that the real position of the organization is reflected. The auditor must understand the potential and scope of work References Ansell Limited 2016, Ansell Limited Annual report accounts. [online] Available at: https://www.ansell.com/-/media/Corporate/MainWebsite/About/Investor-Center/Annual-Report-2016/Annual-Report-to-Shareholders-2016.ashx?la=en Christensen, J., 2011. Good analytical research. European Accounting Review, 20(1), pp. 41-51 Eccles, R.G.. and Krzus, M.P., 2014.The integrated reporting movement: Meaning, momentum, motives, and materiality. John Wiley Sons. Ghandar, A., and Tsahuridu, E., 2013. The Auditing Handbook 2013. Australia: Pearson. Holland, K., and Lane, J., 2012. Perceived auditor independence and audit firm fees. Accounting and Business Research. 42(2), pp. 115-141. Moroney, R., and Trotman, K.T., 2016. Differences in Auditors' Materiality Assessments When Auditing Financial Statements and Sustainability Reports.Contemporary Accounting Research,33(2), pp.551-575. Ruhnke, K., and Schmidt, M., 2014. Misstatements in financial statements: The relationship between inherent and control risk factors and audit adjustments.Auditing: A Journal of Practice Theory,33(4), pp.247-269. Tepalagul, N., and Lin, L., 2015. Auditor Independence and Audit Quality A Literature Review. Journal of Accounting, Auditing Finance, 30(1), pp. 101-121.

On-the Job Training in Tempura Japanese Restaurant free essay sample

Our on-the job training in Tempura Japanese Restaurant took-off with a brief orientation with the store manager. First, the trainees were introduced to the whole staff, followed by a tour inside the store premises-from the dining area, then to the bar and finally in the kitchen. During this tour, the manager gave us a few ideas on how it works and we have our first glimpse on how the restaurant operates.After that activity, he/she gave us our first on-site post: the entrance. We’re instructed to stay there and open the door for the guests. He/She also reminded us that it’s a must to greet the incoming guests with â€Å"Yokoso , Ma’am/ Sir† while outgoing customers must hear the words â€Å"Doumo arigatou gozaimasu†. May 26 SaturdayOn our second day on Tempura, the staff taught us the standard position for serving. At the end of this activity, we were expected to learn the basic steps on how to serve the guests efficiently, have an adequate proficiency about the menu including the right pronunciation for each dish. We will write a custom essay sample on On-the Job Training in Tempura Japanese Restaurant or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page A staff also made a demonstration on table-setting. In this task, the demonstrator specifically pointed-out that the table was set in a specific manner that follows a strict standard.After the activity, we were instructed to go back to our first designated post and usher the guests.May 27 SundayAfter two days of warming-up on our new environment, the trainees were able to catch up on the life in Tempura. Day 3 is an exciting day because the manager allowed us to move more freely and gave us new set of assignments. First, they let us clean the tables. Aside from that, he/she instructed us to memorize the table count. This is important because today some of us were assigned in ushering the guests and serving the menu.